How much Age Pension could you get?

Age Pension age is 67 for anyone born on or after 1 January 1957. You also need to meet residence rules, usually 10 years as an Australian resident with at least five of those in one stretch. The estimators on this site do not check eligibility; they estimate the rate you could receive if you qualify.

No. Your principal home is exempt from the assets test. It does affect your free area though: homeowners have a lower assets free area than non-homeowners because the home itself is not counted.

Deeming is the way Services Australia works out income from your financial assets such as bank accounts, shares and superannuation. Instead of using the actual return, it assumes a set rate: 1.25% on the first $66,800 for a single (or $110,600 for a couple) and 3.25% on the rest. The estimators do this for you.

Often, yes. For the 1 July 2026 rates a single homeowner can hold up to $733,500 in assessable assets and still receive a part pension, and a couple who own their home up to $1,102,500. The income test has its own cut-offs, and whichever test gives the lower amount applies.

The estimators use the exact rates, free areas and tapers published by Services Australia and the same formulas the assessment uses. They do not model the Work Bonus, Rent Assistance, transitional rates or other special rules, so treat the result as a guide and confirm your entitlement with Services Australia.

No. All calculations happen in your browser. Nothing you enter is sent to us or stored anywhere.