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Income test & deeming
What counts as income and how deeming works.
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The Age Pension income test explained
How the Age Pension income test works: your pension drops 50 cents for every dollar over the free area. What counts as income, deeming and the Work Bonus.
Deeming explained: how Centrelink assumes your savings earn income
How deeming works: Centrelink assumes your savings, shares and super earn 1.25% up to the threshold and 3.25% above it, whatever they actually return.
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